Our PACE financing option is through the company FortiFi. Fortifi has better Rates and lower fees than Ygrene. Our PACE financing option financing option is a 6% to 7.5% APR, 5 to 30 year term loan that is not based on credit. No money down and 100 percent financing with quick approvals, this loan is financed through your property taxes. You can apply directly through us and get approved in minutes.